SORA Card

SORA Card is a decentralized debit card that bridges the gap between your cryptocurrency holdings and real-world purchases. Spend your XOR and other SORA ecosystem tokens at any merchant that accepts card payments—bringing the benefits of decentralized finance to everyday life.

Key Features

Spend Crypto Anywhere

Use your card at millions of merchants worldwide that accept major cards.

Self-Custody

Your crypto stays in your wallet until the moment you make a purchase.

Instant Conversion

Automatic crypto-to-fiat conversion at point of sale.

Regulatory Compliant

Fully licensed and compliant with financial regulations.

How It Works

SORA Card makes spending cryptocurrency as simple as using a traditional debit card:

Hold Your Crypto

Keep XOR, VAL, PSWAP, or other supported tokens in your wallet.
Link Your Wallet

Connect your wallet to the SORA Card service.
Make a Purchase

Tap or swipe your card at any supported merchant.
Automatic Conversion

Your crypto is converted to local currency at the current rate.
Instant Settlement

The merchant receives fiat; you’ve spent crypto seamlessly.

The Problem SORA Card Solves

Traditional Crypto Spending

Without SORA Card, spending crypto typically requires:

Sell crypto on an exchange
Wait for funds to settle
Withdraw to bank account
Wait for bank transfer
Finally spend via traditional card

Total time: 3-7 days

With SORA Card

Swipe your SORA Card

Total time: Instant

Supported Features

Payment Methods

Feature	Description
Physical Card	Traditional chip-and-PIN card
Contactless	NFC tap-to-pay support
Online Payments	Use card details for e-commerce
ATM Withdrawal	Get cash from ATMs (where available)

Supported Tokens

Initially, SORA Card supports:

XOR — Primary SORA network token
VAL — Validator reward token
PSWAP — Polkaswap liquidity token
Stablecoins — TBCD and other supported stables

Self-Custody Model

SORA Card uses a unique self-custody model:

How Traditional Crypto Cards Work

You deposit crypto to the card provider
They hold your funds (custodial)
Counterparty risk if provider fails
Not your keys, not your coins

How SORA Card Works

Your crypto stays in your wallet
You maintain full control
Only converted at point of sale
True self-custody until spending

This approach maintains the core crypto principle: your keys, your coins—until the moment you choose to spend.

Getting SORA Card

Requirements

To get a SORA Card, you’ll need:

A verified identity (KYC)
A Fearless Wallet or compatible wallet
Supported tokens for spending

KYC Process

Start Application

Begin the KYC process in the SORA Card portal.
Identity Verification

Provide government-issued ID and proof of address.
Review Period

Application reviewed (typically 1-3 business days).
Card Delivery

Physical card shipped to your address.
Activation

Activate your card and link your wallet.

Regulatory Compliance

SORA Card operates within regulatory frameworks:

Licensed Provider — Partnered with licensed financial institutions
AML Compliance — Anti-money laundering procedures
KYC Required — Know Your Customer verification
Regional Availability — Subject to local regulations

Availability

SORA Card availability varies by region. Check the official portal for current supported countries.

Security

Card Security

Chip & PIN — EMV chip technology
Contactless limits — NFC payment limits
Instant freeze — Lock card from the app
Transaction alerts — Real-time notifications

Wallet Security

Your underlying crypto wallet security:

Private keys never shared
Funds only moved with your signature
Can disconnect card at any time
Hardware wallet compatible

Use Cases

Everyday Spending

Groceries and shopping
Restaurants and dining
Transportation and travel
Online purchases

Travel

International acceptance
Multi-currency support
Avoid forex at banks
ATM access (where available)

Business

Expense management
Crypto treasury spending
Team cards (future feature)

Fees and Limits

Item	Details
Card Issuance	Check current pricing
Monthly Fee	Varies by tier
Transaction Fee	Small percentage per transaction
Conversion Rate	Market rate + spread
ATM Withdrawal	Subject to limits and fees
Spending Limit	Depends on verification level

Integration with SORA Ecosystem

SORA Card integrates deeply with the SORA ecosystem:

Polkaswap

Trade tokens before spending
Optimize your portfolio
Access best exchange rates

Fearless Wallet

Manage card from your wallet
View transactions
Control spending limits

SORA Governance

Card features proposed via governance
Community-driven development
Token holder voting

Roadmap

SORA Card continues to evolve:

Current

✅ Physical card issuance
✅ Basic spending features
✅ Wallet integration

Upcoming

🔄 Expanded regional availability
🔄 Additional token support
🔄 Virtual card options
🔄 Cashback rewards in XOR
🔄 Business/team cards

Getting Started

SORA Card Portal Apply for your card

KYC Tutorial Step-by-step verification guide

Fearless Wallet Get the recommended wallet

Get XOR Acquire tokens for spending

Summary

SORA Card represents a major step in crypto adoption:

Traditional Crypto	SORA Card
Complex to spend	Swipe and go
Multi-day conversion	Instant
Custodial services	Self-custody
Limited acceptance	Global merchants

By maintaining self-custody until the point of sale while providing seamless real-world spending, SORA Card bridges the gap between decentralized finance and everyday life.